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Hello,
As the year comes to a close, its time to reflect on how lucky we are to have survived the global financial crisis and be in a position to share Christmas with loved ones.
We look at how you can enjoy the festive season without putting yourself into debt - article 2 - and how to give from the heart, not just the wallet - article 4.
In article 3 you will find practical advice about overcoming the fear of risk and taking the first step towards home ownership.
Enjoy this newsletter and feel free to pass it on to family and friends.
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PO Box 741
Rozelle NSW 2039| Tel: | 1300 885 559 | | Mob: | 0405 534 344 | | Fax: | 1300 885 559 |
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Cheaper to buy or rent?
Buying property is becoming cheaper than renting in many suburbs across Australia, according to research by property pricing specialist RP Data. It was found that in 94 metropolitan and regional suburbs, the monthly cost of rental outstrips the monthly mortgage repayment on both houses and units.
Read More >>
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Clear of Christmas debt
If ever there was a popular time to go into debt, Christmas is the choice of many. According to a Reserve Bank report, Australians have more than $1.9 trillion in outstanding debt, 61 per cent of which is made up of consumer debt. The festive season may well blow-out this already inflated figure unless we fast reign-in our spending.
Read More >>
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Seize the Day
You have been thinking about buying a property for some time, but you cannot bring yourself to take the first step. Although you know the benefits it will bring, you keep putting your decision off because you are afraid of the risks involved.
Read More >>
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The Gift of Giving
Many of us spend a fortune on gifts at Christmas but ignore one of the most simple and effective ways to renew the true spirit of the festive season - to give without expecting anything in return.Find out what you can do and give a little this festive season.
Read More >>
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Mortgage & Finance Association of Australia
Sydney Mortgage Practice is a member of the MFAA, the peak governing industry body. All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.
John Kinross is an Accredited Mortgage Consultant of the MFAA. This means that he has proven qualifications, experience and expertise in the mortgage industry.
MFAA number is 10977.
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About Us
Sydney Mortgage Practice has developed relationships with over 30 lending institutions in Australia. Our experience in liaising and negotiating with these wide range of lenders makes the process of securing property finance easy for you. The broad range of lenders on our panel enables us to satisfy (just about) all mortgage scenarios we encounter.
Sydney Mortgage Practice manages the whole process of obtaining funding from a lender on your behalf - from application through to the settlement of your loan.
We are committed to sourcing the most competitive loan from our panel lenders to suit each client's circumstances.
We aim to achieve the highest levels of customer satisfaction and to build long term relationships with our clients.
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.
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