Sydney Mortgage Practice
September 2009 Newsletter Website | Email | Forward to a Friend | Print

Hello,

With the start of spring its not just our gardens that are bursting into life, but the economy too is showing signs of renewal. Australia leads a handful of countries pulling their way out of recession, a topic we look at on page 3 - 'Confidence is Back.

Spring is also a good time to start afresh with your savings - especially with the news that interest rates may rise over the coming year. 'Rainy Day Savings on page 2 tells you where to start.

On page 4 we look at the value of good service and how memorable it is when you get it.

Enjoy this newsletter and feel free to pass it on to family and friends.



John Kinross
Director

PO Box 741
Rozelle NSW 2039
Tel:1300 885 559
Mob:0405 534 344
Fax:1300 885 559

First Home Buyers Deadline
Rainy Day Savings
Confidence is Back
Service Counts


First Home Buyers Deadline

No one likes to miss a bargain so be quick to take advantage of the First Home Buyers Boost before time runs out.

The first of next month (1 October 2009) will see a significant reduction in the boost, down from $21,000 to $14,000 for the purchase of a new home and down from $14,000 to $10,500 for the purchase of an existing home.

Read More >>

Rainy Day Savings

Under your bed, in a bank account or on your home loan, it's always handy to have a stash of cash for that rainy day.

A cash buffer gives you the security of having money on hand if your personal finances take a turn for the worse. A hike in interest rates, job change, car troubles or even health issues can leave you strapped for funds if you don't have savings to fall back on.

Read More >>

Confidence is Back

Australia's economic health has been given the all-clear with news that we've missed a recession, housing prices are on the up, the Aussie dollar is gaining strength and consumer confidence is edging upward.


The Reserve Bank of Australia (RBA) has upgraded its economic forecast and now expects stronger growth this year and next, making Australia the only OECD country to grow in 2009. All this spells good news for the housing market, where prices across all capital cities have been steadily rising.

Read More >>

Service Counts

Service and reliability are never words you are likely to find associated with a bank, but to a mortgage broker these are the attributes that make us tick and are an essential part of the way we do business.

We're not just talking here about 'service with a smile', but the kind of good old-fashioned service that you might have forgotten even existed - the kind that makes you feel like a valued customer, not just a number at the end of a queue.

Read More >>

Mortgage & Finance Association of Australia


Sydney Mortgage Practice is a member of the MFAA, the peak governing industry body. All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.

John Kinross is an Accredited Mortgage Consultant of the MFAA. This means that he has proven qualifications, experience and expertise in the mortgage industry.

MFAA number is 10977.

About Us


Sydney Mortgage Practice has developed relationships with over 30 lending institutions in Australia. Our experience in liaising and negotiating with these wide range of lenders makes the process of securing property finance easy for you. The broad range of lenders on our panel enables us to satisfy (just about) all mortgage scenarios we encounter.

Sydney Mortgage Practice manages the whole process of obtaining funding from a lender on your behalf - from application through to the settlement of your loan.

We are committed to sourcing the most competitive loan from our panel lenders to suit each client's circumstances.

We aim to achieve the highest levels of customer satisfaction and to build long term relationships with our clients.

Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.